Insights

Costs

What it really costs: the expenses of buying property in Dubai

12 September 2026 3 min

Costs beyond the price: registration, title, trustee fees and how completed and off-plan purchases differ.

Transaction fees

DLD's current sale-registration guidance lists 2% payable by the seller and 2% by the buyer, plus title and trustee office charges. The contract determines the practical allocation, so review it line by line.

Completed or off-plan: the difference

For a completed home the full price and fees fall due quickly. Off-plan purchases follow a payment plan, instalments go to an escrow account and handover may be years away.

Frequently forgotten items

Annual service charges, utility connection and deposits, furnishing, legal or technical review, plus currency conversion and transfer costs. Together they materially change the total entry cost.

Sources and scope: Sources were checked on 12 September 2026. Rules and market information may change; verify current requirements and obtain individual legal and tax advice before acting.

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